The recent publicity around payments and incentives paid to financial advisers has tended to cloud the real issues that need to be...

There has been much talk recently about the financial services industry and in particular the way financial advisers are paid. Some of...

Much of the publicity around interest rates and economic predictions seems to focus on purchasing that home - the better the income and...

As we drift back to a new year full of promise, we are sometimes bombarded by various statements from economic commentators. Sometimes...

As I write this I am conscious that we're in that last week when if anything can go wrong it will! And as we address those things that...

As we head towards another Christmas and New Year period, many of us will be thinking about our ongoing goals and this is just the time...

Our banks and other lenders are currently very much guided by the code of responsible lending. With this in mind just what can we expect...

For many of us our first experience of equity is the hard earned savings that we invested in that first home. The home may not have been...

This is an interesting question for many young people. For many the answer will lay in their KiwiSaver accounts and the other benefits...

It is no secret that more and more often we hear about the various computer algorithms that make a final decision on whether or not a...

An article on the stuff website (www.stuff.co.nz) recently highlighted that New Zealanders are more likely to insure their home or car...

Sometimes we just can't that lender to say "yes" but rather than give up, we might just need to buckle down and prepare! Preparation is...

A Responsible Lending Declaration that Mortgage Advisers are sometimes required to complete and sign, asks a number of questions around...

When we plan that overseas trip we spend quite some time in the planning stage - air fares, accommodation, money conversion, medical...

It may sometimes seem that the case for home purchase is just too difficult and needs to be put aside. It may surprise you however that...

The loss of income through sickness or accident can have a devastating effect on your lifestyle! While income stops, the bills just keep...

There has been a lot of publicity recently around the difficulty in getting home loans approved. The banks and other lenders are more...

There has been much discussion recently about the "soft" commissions paid by the life insurance companies to their top salespeople. The...

There has been lots of publicity around the behaviour of the larger Australian banks as a result of the Australian Securities and...

Believe it or not, when you apply to some banks now for your home loan, it's not a human being who decides whether or not you are...